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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK INSURANCE CO. (U.S.A.) Service code 15 · EIN 01-0233346 | Recordkeeping | $51,050 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,847 | $81,276+208.6% | $155,574+61.2% | $80,925+210.0% |
| Participation rate | 92.5% | 66.2%+26.3pp | 78.2%+14.3pp | 67.7%+24.8pp |
| Annual return | 16.51% | 33.36%-16.8pp | 64.87%-48.4pp | 35.65%-19.1pp |
| Employer contribution / active EE | $30,958 | $3,103+897.7% | $4,676+562.1% | $2,756+1023.2% |
| Participant deferral / active EE | $16,322 | $3,453+372.7% | $5,629+189.9% | $4,299+279.7% |
| Admin fee / account holder | $332 | $7,993-95.8% | $15,914-97.9% | $6,940-95.2% |