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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK INSURANCE CO. (U.S.A.) Service code 15 · EIN 01-0233346 | Recordkeeping | $51,050 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,847 | $81,358+208.3% | $155,556+61.3% | $80,959+209.8% |
| Participation rate | 92.5% | 66.3%+26.2pp | 78.2%+14.3pp | 67.7%+24.8pp |
| Annual return | 16.51% | 33.39%-16.9pp | 64.84%-48.3pp | 35.67%-19.2pp |
| Employer contribution / active EE | $30,958 | $3,106+896.6% | $4,675+562.1% | $2,757+1022.8% |
| Participant deferral / active EE | $16,322 | $3,455+372.3% | $5,631+189.9% | $4,300+279.5% |
| Admin fee / account holder | $332 | $7,994-95.8% | $15,885-97.9% | $6,925-95.2% |