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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,326 | $77,908+196.9% | $149,696+54.5% | $75,173+207.7% |
| Participation rate | 92.9% | 65.6%+27.3pp | 78.8%+14.1pp | 67.2%+25.7pp |
| Annual return | 14.89% | 31.73%-16.8pp | 134.46%-119.6pp | 160.72%-145.8pp |
| Employer contribution / active EE | $5,717 | $3,138+82.2% | $4,821+18.6% | $2,671+114.1% |
| Participant deferral / active EE | $5,054 | $3,411+48.1% | $5,682-11.1% | $4,126+22.5% |
| Admin fee / account holder | $3,100 | $5,950-47.9% | $13,212-76.5% | $5,651-45.1% |