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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,963 | $92,766-56.9% | $82,763-51.7% | $134,545-70.3% |
| Participation rate | 85.7% | 75.2%+10.5pp | 72.6%+13.2pp | 81.2%+4.5pp |
| Annual return | -13.20% | 946.97%-960.2pp | 702.45%-715.6pp | 418.37%-431.6pp |
| Employer contribution / active EE | $0 | $3,273-100.0% | $3,008-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $1,543 | $4,802-67.9% | $4,395-64.9% | $6,401-75.9% |
| Admin fee / account holder | $27,450 | $5,978+359.2% | $5,325+415.5% | $11,431+140.1% |