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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,420 | $77,908-3.2% | $149,696-49.6% | $75,173+0.3% |
| Participation rate | 98.0% | 65.6%+32.5pp | 78.8%+19.3pp | 67.2%+30.8pp |
| Annual return | 15.35% | 31.73%-16.4pp | 134.46%-119.1pp | 160.72%-145.4pp |
| Employer contribution / active EE | $6,161 | $3,138+96.3% | $4,821+27.8% | $2,671+130.7% |
| Participant deferral / active EE | $4,917 | $3,411+44.1% | $5,682-13.5% | $4,126+19.2% |
| Admin fee / account holder | $5,744 | $5,950-3.5% | $13,212-56.5% | $5,651+1.7% |