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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,040 | $157,304-44.7% | $141,197-38.4% | $152,909-43.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 15.92% | 64.34%-48.4pp | 71.41%-55.5pp | 345.46%-329.5pp |
| Employer contribution / active EE | $2,649 | $5,263-49.7% | $4,736-44.1% | $4,764-44.4% |
| Participant deferral / active EE | $6,326 | $7,111-11.0% | $6,710-5.7% | $5,851+8.1% |
| Admin fee / account holder | $28,642 | $12,126+136.2% | $10,265+179.0% | $11,601+146.9% |