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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,217 | $129,737-26.6% | $119,126-20.1% | $154,746-38.5% |
| Participation rate | 55.6% | 78.9%-23.3pp | 75.8%-20.2pp | 80.7%-25.1pp |
| Annual return | 14.44% | 379.08%-364.6pp | 282.11%-267.7pp | 172.34%-157.9pp |
| Employer contribution / active EE | $1,518 | $4,375-65.3% | $4,034-62.4% | $4,379-65.3% |
| Participant deferral / active EE | $2,862 | $5,842-51.0% | $5,318-46.2% | $6,730-57.5% |
| Admin fee / account holder | $7,779 | $11,961-35.0% | $10,693-27.3% | $14,365-45.9% |