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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,663 | $217,432+6.1% | $185,849+24.1% | $167,536+37.7% |
| Participation rate | 83.3% | 86.1%-2.7pp | 81.7%+1.6pp | 82.1%+1.2pp |
| Annual return | 12.25% | 148.42%-136.2pp | 122.10%-109.8pp | 478.82%-466.6pp |
| Employer contribution / active EE | $2,718 | $5,875-53.7% | $5,169-47.4% | $4,839-43.8% |
| Participant deferral / active EE | $6,292 | $6,357-1.0% | $5,569+13.0% | $6,342-0.8% |
| Admin fee / account holder | $2,555 | $19,818-87.1% | $16,244-84.3% | $12,315-79.2% |