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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,984 | $175,231+54.1% | $149,696+80.4% | $139,466+93.6% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 23.59% | 166.77%-143.2pp | 134.46%-110.9pp | 373.66%-350.1pp |
| Employer contribution / active EE | $2,530 | $5,478-53.8% | $4,821-47.5% | $4,754-46.8% |
| Participant deferral / active EE | $7,063 | $6,521+8.3% | $5,682+24.3% | $6,712+5.2% |
| Admin fee / account holder | $145 | $16,155-99.1% | $13,212-98.9% | $11,409-98.7% |