Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,489 | $81,870-27.3% | $119,634-50.3% | $68,490-13.1% |
| Participation rate | 42.9% | 71.9%-29.0pp | 79.3%-36.4pp | 67.9%-25.0pp |
| Annual return | -15.98% | -23.82%+7.8pp | -14.98%-1.0pp | -7.85%-8.1pp |
| Employer contribution / active EE | $1,531 | $2,692-43.1% | $4,232-63.8% | $2,597-41.0% |
| Participant deferral / active EE | $3,166 | $4,148-23.7% | $5,601-43.5% | $4,028-21.4% |
| Admin fee / account holder | $1,345 | $6,583-79.6% | $10,329-87.0% | $5,403-75.1% |