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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,687 | $51,638+11.7% | $68,368-15.6% | $82,448-30.0% |
| Participation rate | 93.9% | 63.6%+30.3pp | 73.8%+20.2pp | 68.1%+25.9pp |
| Annual return | 7.78% | 37.53%-29.8pp | 292.57%-284.8pp | 41.64%-33.9pp |
| Employer contribution / active EE | $4,448 | $2,047+117.3% | $2,649+67.9% | $2,551+74.3% |
| Participant deferral / active EE | $2,208 | $2,914-24.2% | $4,123-46.4% | $4,139-46.7% |
| Admin fee / account holder | $3,848 | $4,643-17.1% | $5,150-25.3% | $7,234-46.8% |