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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,510 | $55,002-79.1% | $59,899-80.8% | $56,289-79.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 74.7%+25.3pp | 69.9%+30.1pp |
| Annual return | 26.59% | 1.13%+25.5pp | 3.46%+23.1pp | -9.96%+36.5pp |
| Employer contribution / active EE | $840 | $2,448-65.7% | $2,723-69.2% | $2,111-60.2% |
| Participant deferral / active EE | $1,517 | $3,121-51.4% | $3,402-55.4% | $3,350-54.7% |
| Admin fee / account holder | $320 | $236+35.7% | $3,592-91.1% | $521-38.6% |