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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,059 | $77,638+144.8% | $156,551+21.4% | $62,881+202.3% |
| Participation rate | 59.3% | 71.2%-11.9pp | 84.0%-24.8pp | 69.3%-10.0pp |
| Annual return | 8.31% | 50.33%-42.0pp | 32.23%-23.9pp | 20.14%-11.8pp |
| Employer contribution / active EE | $3,511 | $3,444+2.0% | $5,501-36.2% | $2,281+53.9% |
| Participant deferral / active EE | $4,489 | $3,046+47.4% | $4,871-7.8% | $3,203+40.1% |
| Admin fee / account holder | $341 | $5,561-93.9% | $13,028-97.4% | $4,296-92.1% |