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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,370 | $77,638-62.2% | $156,552-81.2% | $62,881-53.3% |
| Participation rate | 50.0% | 71.2%-21.2pp | 84.0%-34.0pp | 69.3%-19.3pp |
| Annual return | 8.26% | 50.33%-42.1pp | 32.23%-24.0pp | 20.14%-11.9pp |
| Employer contribution / active EE | $1,376 | $3,444-60.1% | $5,501-75.0% | $2,281-39.7% |
| Participant deferral / active EE | $3,132 | $3,046+2.8% | $4,871-35.7% | $3,203-2.2% |
| Admin fee / account holder | $208 | $5,561-96.3% | $13,028-98.4% | $4,296-95.2% |