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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,344 | $110,240+315.8% | $96,544+374.8% | $139,487+228.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 18.16% | 26.41%-8.2pp | 25.88%-7.7pp | 373.84%-355.7pp |
| Employer contribution / active EE | $5,345 | $3,622+47.6% | $2,966+80.2% | $4,755+12.4% |
| Participant deferral / active EE | $15,168 | $5,549+173.4% | $4,851+212.6% | $6,713+126.0% |
| Admin fee / account holder | $2,486 | $11,602-78.6% | $8,254-69.9% | $11,407-78.2% |