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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $625,194 | $167,415+273.4% | $140,514+344.9% | $198,609+214.8% |
| Participation rate | 92.9% | 80.9%+12.0pp | 77.8%+15.1pp | 82.4%+10.5pp |
| Annual return | 17.08% | 13.85%+3.2pp | 14.36%+2.7pp | 202.70%-185.6pp |
| Employer contribution / active EE | $6,667 | $4,088+63.1% | $3,378+97.3% | $5,055+31.9% |
| Participant deferral / active EE | $17,781 | $5,579+218.7% | $4,919+261.5% | $6,977+154.9% |
| Admin fee / account holder | $27,697 | $16,730+65.5% | $13,697+102.2% | $19,030+45.5% |