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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,954 | $168,636-21.2% | $147,618-9.9% | $125,388+6.0% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -1.85% | 77.65%-79.5pp | 61.98%-63.8pp | 282.24%-284.1pp |
| Employer contribution / active EE | $600 | $6,252-90.4% | $5,565-89.2% | $4,866-87.7% |
| Participant deferral / active EE | $7,767 | $5,507+41.0% | $4,895+58.7% | $5,352+45.1% |
| Admin fee / account holder | $1,539 | $13,580-88.7% | $11,612-86.7% | $9,541-83.9% |