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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $798,444 | $217,432+267.2% | $185,851+329.6% | $167,553+376.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 20.26% | 148.43%-128.2pp | 122.11%-101.8pp | 478.89%-458.6pp |
| Employer contribution / active EE | $19,749 | $5,874+236.2% | $5,168+282.1% | $4,840+308.1% |
| Participant deferral / active EE | $982 | $6,357-84.6% | $5,569-82.4% | $6,343-84.5% |
| Admin fee / account holder | $3,431 | $19,820-82.7% | $16,245-78.9% | $12,316-72.1% |