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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,714 | $53,128+44.4% | $86,582-11.4% | $70,126+9.4% |
| Participation rate | 12.7% | 65.3%-52.6pp | 73.5%-60.8pp | 69.5%-56.8pp |
| Annual return | 15.26% | 27.66%-12.4pp | 965.08%-949.8pp | 73.15%-57.9pp |
| Employer contribution / active EE | $486 | $2,068-76.5% | $2,839-82.9% | $2,343-79.3% |
| Participant deferral / active EE | $868 | $2,695-67.8% | $3,609-76.0% | $3,332-74.0% |
| Admin fee / account holder | $8,436 | $3,584+135.4% | $4,904+72.0% | $4,645+81.6% |