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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,316 | $141,004-12.5% | $112,273+9.8% | $139,466-11.6% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 17.77% | 32.75%-15.0pp | 30.23%-12.5pp | 373.66%-355.9pp |
| Employer contribution / active EE | $4,435 | $4,285+3.5% | $3,431+29.3% | $4,754-6.7% |
| Participant deferral / active EE | $4,373 | $5,878-25.6% | $4,800-8.9% | $6,712-34.9% |
| Admin fee / account holder | $1,216 | $9,959-87.8% | $7,752-84.3% | $11,409-89.3% |