Retirement plan

DUNHAM & JONES ATTORNEYS AT LAW 401(K) PLAN

Name: DUNHAM & JONES ATTORNEYS AT LAW, PC - DUNHAM & JONES ATTORNEYS AT LAW 401(K) PLAN (2023) Form 5500
Creator: DUNHAM & JONES ATTORNEYS AT LAW, PC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DUNHAM & JONES ATTORNEYS AT LAW 401(K) PLAN, DUNHAM & JONES ATTORNEYS AT LAW, PC

DUNHAM & JONES ATTORNEYS AT LAW, PCEIN 74-2863594Plan #001PY 2023

1800 GUADALUPE STREET - AUSTIN, TX 78701512-777-7777LinkedIn11-50 employees

Prospect flagsLow participationLow employer contributionLow participant contribution

How to read this page

Total assets (EOY)

$6M

+31.3% from 2022

Total participants

302

+13.5% from 2022

Average account balance

$29,677

+29.4% from 2022

Annual return

16.40%

+33.05 pp from 2022

Benchmarks

See 6,231 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort6,231 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$7.13M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$34K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

208

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

57.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$862K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.72%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$288

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
ATLASMARK FINANCIAL, INC4 years Service code 16 12466 LOS INDIOS TRAIL · AUSTIN, TX 78729	Consulting	$15,225
EMPLOYEE FIDUCIARY, LLC4 years Filed as: EMPLOYEE INCENTIVE PLANS, INC Service code 12 12466 LOS INDIOS TRAIL · AUSTIN, TX 78729	Recordkeeping and information managem...	$13,195

Plan features & details

Pension benefit codes2E2F2G2J2K3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$47K

$191 / participant

Recordkeeping$13K28.4%
Trustee / custodial$3K5.4%
Investment mgmt$15K32.7%
Other / not subdivided$16K33.5%

% of EOY assets

0.780%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: PEGGY S. EDGE, CPA, LLC
Auditor EIN: 264527814
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$29,677

$91,439-67.5%

$135,974-78.2%

$71,511-58.5%

Participation rate

58.6%

75.7%-17.0pp

81.9%-23.3pp

67.9%-9.3pp

Annual return

16.40%

29.90%-13.5pp

68.30%-51.9pp

28.86%-12.5pp

Employer contribution / active EE

$843

$3,705-77.2%

$4,859-82.6%

$2,589-67.4%

Participant deferral / active EE

$2,771

$7,093-60.9%

$7,760-64.3%

$4,291-35.4%

Admin fee / account holder

$231

$1,267-81.7%

$10,767-97.9%

$1,588-85.4%

Provider

Service type

Compensation

ATLASMARK FINANCIAL, INC4 years

Service code 16

12466 LOS INDIOS TRAIL · AUSTIN, TX 78729

Consulting

$15,225

EMPLOYEE FIDUCIARY, LLC4 years

Filed as: EMPLOYEE INCENTIVE PLANS, INC

Service code 12

12466 LOS INDIOS TRAIL · AUSTIN, TX 78729

Recordkeeping and information managem...

$13,195

DUNHAM & JONES ATTORNEYS AT LAW 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DUNHAM & JONES ATTORNEYS AT LAW 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion