Retirement plan

DUNHAM & JONES ATTORNEYS AT LAW 401(K) PLAN

Name: DUNHAM & JONES ATTORNEYS AT LAW, PC - DUNHAM & JONES ATTORNEYS AT LAW 401(K) PLAN (2025) Form 5500
Creator: DUNHAM & JONES ATTORNEYS AT LAW, PC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DUNHAM & JONES ATTORNEYS AT LAW 401(K) PLAN, DUNHAM & JONES ATTORNEYS AT LAW, PC

DUNHAM & JONES ATTORNEYS AT LAW, PCEIN 74-2863594Plan #001PY 2025

P.O. BOX 684666 - AUSTIN, TX 78768512-777-7777LinkedIn11-50 employees

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$8.8M

+23.3% from 2024

Total participants

322

+3.9% from 2024

Average account balance

$43,741

+27.6% from 2024

Annual return

15.58%

+3.85 pp from 2024

Benchmarks

See 603 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort603 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.79M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$44K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

201

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

53.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.10M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.58%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$352

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
EMPLOYEE FIDUCIARY, LLC6 years Filed as: EMPLOYEE INCENTIVE PLANS, INC Service code 12 12466 LOS INDIOS TRAIL · AUSTIN, TX 78729	Claims processing; Contract Administr...	$44,499
EXPAND FINANCIAL1 year Filed as: EXPAND FINANCIAL, LLC Service code 26 PO BOX 2208 · WACO, TX 76703	Advisory (Participants)	$15,430
MATRIX TRUST COMPANY1 year Service code 12 717 17TH STREET, SUITE 1300 · DENVER, CO 80202	Claims processing; Custodial (securit...	$8,459
ATLASMARK FINANCIAL, INC6 years Service code 16 12466 LOS INDIOS TRAIL · AUSTIN, TX 78729	Consulting	$0
FIDELITY INVESTMENTS INSTITUTIONAL2 years Filed as: FIDELITY BROKERAGE SERVICES, INC. Service code 12 200 SEAPORT BLVD. · BOSTON, MA 02210	Claims processing; Custodial (securit...	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3B3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$71K

$272 / participant

Recordkeeping$2K3.4%
Trustee / custodial$8K11.9%
Investment mgmt$15K21.8%
Contract admin$44K62.8%

% of EOY assets

0.805%

all-in expense ratio

Categories reported

4 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: PEGGY S. EDGE, CPA, LLC
Auditor EIN: 264527814
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$43,741

$110,483-60.4%

$145,433-69.9%

$79,634-45.1%

Participation rate

53.5%

71.1%-17.6pp

82.1%-28.7pp

62.5%-9.0pp

Annual return

15.58%

24.62%-9.0pp

66.58%-51.0pp

36.46%-20.9pp

Employer contribution / active EE

$996

$4,053-75.4%

$4,554-78.1%

$2,529-60.6%

Participant deferral / active EE

$3,252

$7,216-54.9%

$7,897-58.8%

$3,835-15.2%

Admin fee / account holder

$352

$680-48.2%

$13,129-97.3%

$1,002-64.8%

Provider

Service type

Compensation

EMPLOYEE FIDUCIARY, LLC6 years

Filed as: EMPLOYEE INCENTIVE PLANS, INC

Service code 12

12466 LOS INDIOS TRAIL · AUSTIN, TX 78729

Claims processing; Contract Administr...

$44,499

EXPAND FINANCIAL1 year

Filed as: EXPAND FINANCIAL, LLC

Service code 26

PO BOX 2208 · WACO, TX 76703

Advisory (Participants)

$15,430

MATRIX TRUST COMPANY1 year

Service code 12

717 17TH STREET, SUITE 1300 · DENVER, CO 80202

Claims processing; Custodial (securit...

$8,459

ATLASMARK FINANCIAL, INC6 years

Service code 16

12466 LOS INDIOS TRAIL · AUSTIN, TX 78729

Consulting

FIDELITY INVESTMENTS INSTITUTIONAL2 years

Filed as: FIDELITY BROKERAGE SERVICES, INC.

Service code 12

200 SEAPORT BLVD. · BOSTON, MA 02210

Claims processing; Custodial (securit...

DUNHAM & JONES ATTORNEYS AT LAW 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DUNHAM & JONES ATTORNEYS AT LAW 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion