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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,122 | $138,102-86.2% | $125,381-84.7% | $134,532-85.8% |
| Participation rate | 73.7% | 84.5%-10.8pp | 82.4%-8.7pp | 81.2%-7.5pp |
| Annual return | -8.53% | 750.73%-759.3pp | 572.31%-580.8pp | 418.27%-426.8pp |
| Employer contribution / active EE | $1,888 | $5,245-64.0% | $4,815-60.8% | $4,741-60.2% |
| Participant deferral / active EE | $3,404 | $7,801-56.4% | $7,448-54.3% | $6,401-46.8% |
| Admin fee / account holder | $1,884 | $11,568-83.7% | $10,007-81.2% | $11,429-83.5% |