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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,422 | $167,353+51.4% | $143,797+76.2% | $134,545+88.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -13.33% | 0.48%-13.8pp | -0.04%-13.3pp | 418.37%-431.7pp |
| Employer contribution / active EE | $2,723 | $5,620-51.6% | $4,952-45.0% | $4,742-42.6% |
| Participant deferral / active EE | $9,093 | $6,447+41.0% | $5,638+61.3% | $6,401+42.0% |
| Admin fee / account holder | $2,922 | $18,096-83.9% | $14,679-80.1% | $11,431-74.4% |