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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,504 | $106,247-74.1% | $96,515-71.5% | $139,466-80.3% |
| Participation rate | 41.7% | 77.8%-36.2pp | 74.3%-32.7pp | 80.3%-38.7pp |
| Annual return | 14.14% | 38.47%-24.3pp | 35.73%-21.6pp | 373.66%-359.5pp |
| Employer contribution / active EE | $871 | $4,106-78.8% | $3,740-76.7% | $4,754-81.7% |
| Participant deferral / active EE | $2,139 | $5,456-60.8% | $4,880-56.2% | $6,712-68.1% |
| Admin fee / account holder | $974 | $7,885-87.7% | $6,735-85.5% | $11,409-91.5% |