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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,318 | $85,766-51.8% | $136,298-69.7% | $70,126-41.1% |
| Participation rate | 94.1% | 74.2%+20.0pp | 81.9%+12.2pp | 69.5%+24.6pp |
| Annual return | 18.61% | 31.46%-12.8pp | 5156.27%-5137.7pp | 73.15%-54.5pp |
| Employer contribution / active EE | $2,117 | $2,966-28.6% | $4,696-54.9% | $2,343-9.6% |
| Participant deferral / active EE | $4,632 | $5,051-8.3% | $6,247-25.8% | $3,332+39.0% |
| Admin fee / account holder | $2,682 | $5,421-50.5% | $9,244-71.0% | $4,645-42.3% |