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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,321 | $84,236+4.8% | $170,435-48.2% | $70,126+25.9% |
| Participation rate | 95.3% | 70.8%+24.5pp | 83.6%+11.8pp | 69.5%+25.8pp |
| Annual return | 19.95% | 23.06%-3.1pp | 205.94%-186.0pp | 73.15%-53.2pp |
| Employer contribution / active EE | $5,501 | $3,387+62.4% | $5,432+1.3% | $2,343+134.8% |
| Participant deferral / active EE | $3,207 | $3,086+3.9% | $4,939-35.1% | $3,332-3.7% |
| Admin fee / account holder | $14,087 | $5,698+147.2% | $13,881+1.5% | $4,645+203.2% |