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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,338 | $198,457-71.1% | $170,435-66.4% | $147,586-61.1% |
| Participation rate | 85.0% | 88.0%-3.0pp | 83.6%+1.4pp | 82.8%+2.2pp |
| Annual return | 15.40% | 257.30%-241.9pp | 205.94%-190.5pp | 578.59%-563.2pp |
| Employer contribution / active EE | $7,144 | $6,183+15.5% | $5,432+31.5% | $4,876+46.5% |
| Participant deferral / active EE | $5,896 | $5,629+4.7% | $4,939+19.4% | $5,439+8.4% |
| Admin fee / account holder | $554 | $16,852-96.7% | $13,881-96.0% | $10,886-94.9% |