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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,723 | $95,915+40.5% | $79,580+69.3% | $134,532+0.1% |
| Participation rate | 61.5% | 75.0%-13.5pp | 69.5%-7.9pp | 81.2%-19.7pp |
| Annual return | -22.17% | -2.71%-19.5pp | 0.15%-22.3pp | 418.27%-440.4pp |
| Employer contribution / active EE | $1,167 | $3,129-62.7% | $2,413-51.6% | $4,741-75.4% |
| Participant deferral / active EE | $5,671 | $4,693+20.8% | $3,985+42.3% | $6,401-11.4% |
| Admin fee / account holder | $0 | $9,132-100.0% | $6,835-100.0% | $11,429-100.0% |