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Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,637 | $93,345-60.8% | $119,126-69.2% | $87,485-58.1% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 9.31% | 19.08%-9.8pp | 282.11%-272.8pp | 26.06%-16.8pp |
| Employer contribution / active EE | $5,808 | $3,172+83.1% | $4,034+44.0% | $2,596+123.7% |
| Participant deferral / active EE | $5,109 | $4,099+24.6% | $5,318-3.9% | $4,274+19.5% |
| Admin fee / account holder | $104 | $8,039-98.7% | $10,693-99.0% | $7,775-98.7% |