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Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,637 | $88,672-58.7% | $105,223-65.2% | $82,448-55.6% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 9.31% | 30.86%-21.5pp | 180.65%-171.3pp | 41.64%-32.3pp |
| Employer contribution / active EE | $5,808 | $3,048+90.5% | $3,689+57.5% | $2,551+127.7% |
| Participant deferral / active EE | $5,109 | $4,036+26.6% | $5,072+0.7% | $4,139+23.4% |
| Admin fee / account holder | $104 | $7,146-98.5% | $8,859-98.8% | $7,234-98.6% |