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Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,637 | $105,284-65.2% | $150,734-75.7% | $94,015-61.0% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 9.31% | 15.67%-6.4pp | 600.81%-591.5pp | 17.84%-8.5pp |
| Employer contribution / active EE | $5,808 | $3,599+61.4% | $4,918+18.1% | $2,790+108.2% |
| Participant deferral / active EE | $5,109 | $4,274+19.5% | $5,610-8.9% | $4,249+20.2% |
| Admin fee / account holder | $104 | $9,839-98.9% | $14,905-99.3% | $8,951-98.8% |