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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,565 | $133,998-58.5% | $112,263-50.5% | $134,545-58.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -27.12% | 47.17%-74.3pp | 27.49%-54.6pp | 418.37%-445.5pp |
| Employer contribution / active EE | $42,313 | $4,040+947.3% | $3,636+1063.7% | $4,742+792.4% |
| Participant deferral / active EE | $19,333 | $5,292+265.3% | $4,729+308.8% | $6,401+202.0% |
| Admin fee / account holder | $323 | $7,493-95.7% | $6,410-95.0% | $11,431-97.2% |