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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,883 | $58,493-31.8% | $84,021-52.5% | $72,975-45.3% |
| Participation rate | 56.9% | 61.2%-4.3pp | 69.0%-12.1pp | 69.5%-12.5pp |
| Annual return | 23.98% | 28.93%-5.0pp | 71.32%-47.3pp | 81.01%-57.0pp |
| Employer contribution / active EE | $1,093 | $1,163-6.0% | $1,984-44.9% | $2,440-55.2% |
| Participant deferral / active EE | $1,927 | $2,394-19.5% | $3,239-40.5% | $3,608-46.6% |
| Admin fee / account holder | $1,019 | $4,569-77.7% | $6,102-83.3% | $5,124-80.1% |