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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,804 | $150,446-36.3% | $136,297-29.7% | $147,585-35.1% |
| Participation rate | 83.3% | 84.4%-1.1pp | 81.9%+1.4pp | 82.8%+0.5pp |
| Annual return | 19.09% | 1049.14%-1030.1pp | 5156.19%-5137.1pp | 578.58%-559.5pp |
| Employer contribution / active EE | $2,263 | $5,256-56.9% | $4,696-51.8% | $4,876-53.6% |
| Participant deferral / active EE | $7,015 | $6,631+5.8% | $6,247+12.3% | $5,439+29.0% |
| Admin fee / account holder | $2,700 | $10,906-75.2% | $9,244-70.8% | $10,886-75.2% |