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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,520 | $154,209-43.9% | $130,062-33.5% | $139,487-38.0% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.5%-3.5pp | 80.3%-5.3pp |
| Annual return | 18.31% | 32.52%-14.2pp | -137.37%+155.7pp | 373.84%-355.5pp |
| Employer contribution / active EE | $5,161 | $5,292-2.5% | $4,322+19.4% | $4,755+8.5% |
| Participant deferral / active EE | $20,799 | $6,709+210.0% | $5,821+257.3% | $6,713+209.9% |
| Admin fee / account holder | $1,299 | $13,988-90.7% | $10,601-87.7% | $11,407-88.6% |