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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,459 | $202,342-33.1% | $172,752-21.6% | $152,897-11.4% |
| Participation rate | 82.4% | 87.1%-4.7pp | 82.6%-0.3pp | 82.5%-0.1pp |
| Annual return | 17.88% | 1029.83%-1011.9pp | 802.97%-785.1pp | 345.43%-327.5pp |
| Employer contribution / active EE | $5,745 | $5,858-1.9% | $5,144+11.7% | $4,764+20.6% |
| Participant deferral / active EE | $4,269 | $5,948-28.2% | $5,198-17.9% | $5,851-27.0% |
| Admin fee / account holder | $1,100 | $17,111-93.6% | $13,955-92.1% | $11,599-90.5% |