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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,149 | $110,083-69.0% | $151,639-77.5% | $68,486-50.1% |
| Participation rate | 97.4% | 84.0%+13.5pp | 87.5%+9.9pp | 67.9%+29.5pp |
| Annual return | -15.38% | -10.12%-5.3pp | 3.34%-18.7pp | -7.85%-7.5pp |
| Employer contribution / active EE | $1,672 | $4,470-62.6% | $6,165-72.9% | $2,597-35.6% |
| Participant deferral / active EE | $2,710 | $6,526-58.5% | $8,363-67.6% | $4,028-32.7% |
| Admin fee / account holder | $7,896 | $7,718+2.3% | $11,613-32.0% | $5,404+46.1% |