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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,587 | $72,177-5.0% | $115,038-40.4% | $59,633+15.0% |
| Participation rate | 96.9% | 72.6%+24.3pp | 81.4%+15.5pp | 68.7%+28.2pp |
| Annual return | -3.42% | 12.02%-15.4pp | 26.14%-29.6pp | 2041.45%-2044.9pp |
| Employer contribution / active EE | $3,511 | $2,841+23.6% | $4,608-23.8% | $2,203+59.4% |
| Participant deferral / active EE | $7,931 | $4,783+65.8% | $6,026+31.6% | $3,192+148.5% |
| Admin fee / account holder | $10,924 | $4,927+121.7% | $8,175+33.6% | $4,297+154.2% |