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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,331 | $45,872+11.9% | $77,100-33.4% | $68,490-25.1% |
| Participation rate | 50.0% | 55.9%-5.9pp | 67.9%-17.9pp | 67.9%-17.9pp |
| Annual return | -19.73% | 1.73%-21.5pp | 42.35%-62.1pp | -7.85%-11.9pp |
| Employer contribution / active EE | $918 | $1,650-44.3% | $2,815-67.4% | $2,597-64.6% |
| Participant deferral / active EE | $1,536 | $2,963-48.2% | $4,430-65.3% | $4,028-61.9% |
| Admin fee / account holder | $746 | $3,041-75.5% | $5,443-86.3% | $5,403-86.2% |