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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,505 | $75,832-69.0% | $147,618-84.1% | $59,633-60.6% |
| Participation rate | 41.9% | 71.6%-29.6pp | 84.6%-42.7pp | 68.7%-26.7pp |
| Annual return | -2.65% | 0.37%-3.0pp | 61.98%-64.6pp | 2041.40%-2044.1pp |
| Employer contribution / active EE | $764 | $3,485-78.1% | $5,565-86.3% | $2,203-65.3% |
| Participant deferral / active EE | $2,165 | $3,131-30.8% | $4,895-55.8% | $3,192-32.2% |
| Admin fee / account holder | $2,837 | $5,986-52.6% | $11,612-75.6% | $4,297-34.0% |