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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,359 | $125,797+91.1% | $170,057+41.3% | $75,177+219.7% |
| Participation rate | 96.0% | 83.6%+12.4pp | 87.0%+9.0pp | 67.2%+28.8pp |
| Annual return | 12.82% | 27.20%-14.4pp | 53.42%-40.6pp | 160.75%-147.9pp |
| Employer contribution / active EE | $8,300 | $4,616+79.8% | $6,790+22.2% | $2,671+210.7% |
| Participant deferral / active EE | $12,747 | $6,838+86.4% | $10,411+22.4% | $4,126+208.9% |
| Admin fee / account holder | $42,352 | $8,177+418.0% | $12,826+230.2% | $5,651+649.4% |