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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,252 | $138,393+50.5% | $184,256+13.0% | $80,959+157.2% |
| Participation rate | 89.3% | 83.9%+5.4pp | 86.8%+2.5pp | 67.7%+21.6pp |
| Annual return | 9.43% | 20.01%-10.6pp | 28.85%-19.4pp | 35.67%-26.2pp |
| Employer contribution / active EE | $7,125 | $4,847+47.0% | $6,427+10.9% | $2,757+158.4% |
| Participant deferral / active EE | $9,514 | $7,076+34.4% | $9,133+4.2% | $4,300+121.2% |
| Admin fee / account holder | $69,008 | $10,489+557.9% | $13,899+396.5% | $6,925+896.5% |