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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,417 | $138,076-60.6% | $123,553-56.0% | $135,380-59.8% |
| Participation rate | 90.0% | 84.7%+5.3pp | 82.3%+7.7pp | 82.6%+7.4pp |
| Annual return | -6.37% | 153.70%-160.1pp | 119.21%-125.6pp | 519.81%-526.2pp |
| Employer contribution / active EE | $1,731 | $5,152-66.4% | $4,628-62.6% | $4,779-63.8% |
| Participant deferral / active EE | $3,133 | $6,800-53.9% | $6,426-51.2% | $5,609-44.1% |
| Admin fee / account holder | $14,019 | $10,917+28.4% | $9,284+51.0% | $10,828+29.5% |