Retirement plan

CONSTRUCTION OUTFITTERS INTERNATIONAL, INC. 401(K) PLAN

Name: CONSTRUCTION OUTFITTERS INTERNATIONAL, INC. - CONSTRUCTION OUTFITTERS INTERNATIONAL, INC. 401(K) PLAN (2017) Form 5500
Creator: CONSTRUCTION OUTFITTERS INTERNATIONAL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CONSTRUCTION OUTFITTERS INTERNATIONAL, INC. 401(K) PLAN, CONSTRUCTION OUTFITTERS INTERNATIONAL, INC.

CONSTRUCTION OUTFITTERS INTERNATIONAL, INC.EIN 74-2651616Plan #001PY 2017

37450 INTERSTATE HIGHWAY WEST, SUITE 101 - SAN ANTONIO, TX 78006830-816-2104LinkedIn51-200 employeesconstruction

Prospect flagsRecently reached 100 employeesCorrective distributions

How to read this page

Total assets (EOY)

$6.9M

+27.1% from 2016

Total participants

201

+22.6% from 2016

Average account balance

$43,021

-23.4% from 2016

Annual return

17.54%

+15.30 pp from 2016

Benchmarks

See 2,582 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,582 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$7.16M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$87K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

139.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$481K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.10%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$17583

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
CLS INVESTMENTS2+ years Filed as: CLS PARTNERS ATTN AARON POTTICHEN Service code 27 · EIN 61-1723537	Advisory (Plan)	$15,733
TRANSAMERICA RETIREMENT SOLUTIONS3+ years Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781	Recordkeeping	$1,659
JOHN HANCOCK LIFE INSURANCE COMPANY1 year Service code 15 · EIN 01-0233346 PO BOX 600 · BUFFALO, NY 14201	Recordkeeping	$427

Plan features & details

Pension benefit codes2E2J2G3D3H2F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).
InformationalRecently reached 100 employees
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.

Expense breakdown

Schedule H Part II

Admin total

$38K

$205 / participant

Contract admin$38K100.0%

% of EOY assets

0.541%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: FISHER, HERBST & KEMBLE, P.C.
Auditor EIN: 742584861
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$43,021

$58,726-26.7%

$92,240-53.4%

$62,293-30.9%

Participation rate

78.1%

68.3%+9.8pp

76.5%+1.7pp

69.5%+8.6pp

Annual return

17.54%

43.62%-26.1pp

176.29%-158.7pp

28.90%-11.4pp

Employer contribution / active EE

$641

$2,392-73.2%

$3,680-82.6%

$2,042-68.6%

Participant deferral / active EE

$3,956

$2,766+43.0%

$3,897+1.5%

$3,169+24.8%

Admin fee / account holder

$233

$556-58.1%

$5,194-95.5%

$479-51.4%

Provider

Service type

Compensation

CLS INVESTMENTS2+ years

Filed as: CLS PARTNERS ATTN AARON POTTICHEN

Service code 27 · EIN 61-1723537

Advisory (Plan)

$15,733

TRANSAMERICA RETIREMENT SOLUTIONS3+ years

Filed as: TRANSAMERICA LIFE INSURANCE COMPANY

Service code 15 · EIN 39-0989781

Recordkeeping

$1,659

JOHN HANCOCK LIFE INSURANCE COMPANY1 year

Service code 15 · EIN 01-0233346

PO BOX 600 · BUFFALO, NY 14201

Recordkeeping

$427

CONSTRUCTION OUTFITTERS INTERNATIONAL, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CONSTRUCTION OUTFITTERS INTERNATIONAL, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion