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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,341 | $77,908+62.2% | $149,696-15.6% | $75,173+68.1% |
| Participation rate | 89.7% | 65.6%+24.1pp | 78.8%+10.9pp | 67.2%+22.5pp |
| Annual return | 15.28% | 31.73%-16.4pp | 134.46%-119.2pp | 160.72%-145.4pp |
| Employer contribution / active EE | $2,438 | $3,138-22.3% | $4,821-49.4% | $2,671-8.7% |
| Participant deferral / active EE | $5,567 | $3,411+63.2% | $5,682-2.0% | $4,126+34.9% |
| Admin fee / account holder | $754 | $5,950-87.3% | $13,212-94.3% | $5,651-86.7% |