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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,106 | $91,536-51.8% | $130,062-66.1% | $75,177-41.3% |
| Participation rate | 31.0% | 71.5%-40.5pp | 78.5%-47.6pp | 67.2%-36.3pp |
| Annual return | 25.75% | -631.62%+657.4pp | -137.37%+163.1pp | 160.75%-135.0pp |
| Employer contribution / active EE | $1,618 | $2,845-43.1% | $4,322-62.6% | $2,671-39.4% |
| Participant deferral / active EE | $3,497 | $4,343-19.5% | $5,821-39.9% | $4,126-15.2% |
| Admin fee / account holder | $1,091 | $6,780-83.9% | $10,601-89.7% | $5,651-80.7% |