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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,068 | $77,908-39.6% | $149,696-68.6% | $75,173-37.4% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 17.70% | 31.73%-14.0pp | 134.46%-116.8pp | 160.72%-143.0pp |
| Employer contribution / active EE | $2,754 | $3,138-12.2% | $4,821-42.9% | $2,671+3.1% |
| Participant deferral / active EE | $3,322 | $3,411-2.6% | $5,682-41.5% | $4,126-19.5% |
| Admin fee / account holder | $1,068 | $5,950-82.0% | $13,212-91.9% | $5,651-81.1% |