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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,261 | $105,200+167.4% | $159,474+76.4% | $85,847+227.6% |
| Participation rate | 93.8% | 75.8%+18.0pp | 82.8%+10.9pp | 69.3%+24.4pp |
| Annual return | 8.50% | 45.08%-36.6pp | 263.68%-255.2pp | 318.61%-310.1pp |
| Employer contribution / active EE | $9,811 | $3,319+195.6% | $4,831+103.1% | $2,565+282.4% |
| Participant deferral / active EE | $7,133 | $5,946+20.0% | $7,353-3.0% | $3,952+80.5% |
| Admin fee / account holder | $47,308 | $6,934+582.2% | $10,802+337.9% | $6,261+655.6% |