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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,478 | $175,259+20.7% | $149,723+41.2% | $139,487+51.6% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 11.71% | 166.82%-155.1pp | 134.50%-122.8pp | 373.84%-362.1pp |
| Employer contribution / active EE | $1,407 | $5,478-74.3% | $4,821-70.8% | $4,755-70.4% |
| Participant deferral / active EE | $3,002 | $6,522-54.0% | $5,682-47.2% | $6,713-55.3% |
| Admin fee / account holder | $5,530 | $16,158-65.8% | $13,215-58.2% | $11,407-51.5% |