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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,785 | $96,691-73.3% | $86,656-70.2% | $139,487-81.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 18.58% | 106.87%-88.3pp | 593.09%-574.5pp | 373.84%-355.3pp |
| Employer contribution / active EE | $2,836 | $3,267-13.2% | $3,025-6.3% | $4,755-40.3% |
| Participant deferral / active EE | $3,653 | $4,838-24.5% | $4,439-17.7% | $6,713-45.6% |
| Admin fee / account holder | $6,705 | $6,414+4.5% | $5,619+19.3% | $11,407-41.2% |