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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,928 | $217,427-67.8% | $185,837-62.4% | $167,518-58.3% |
| Participation rate | 81.8% | 86.0%-4.2pp | 81.7%+0.1pp | 82.1%-0.3pp |
| Annual return | 7.09% | 148.39%-141.3pp | 122.08%-115.0pp | 478.71%-471.6pp |
| Employer contribution / active EE | $1,657 | $5,874-71.8% | $5,168-67.9% | $4,838-65.8% |
| Participant deferral / active EE | $5,455 | $6,357-14.2% | $5,568-2.0% | $6,342-14.0% |
| Admin fee / account holder | $1,149 | $19,816-94.2% | $16,241-92.9% | $12,312-90.7% |