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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,011 | $89,367+26.5% | $141,191-20.0% | $72,975+54.9% |
| Participation rate | 93.4% | 75.1%+18.3pp | 82.5%+10.9pp | 69.5%+23.9pp |
| Annual return | 16.31% | 111.87%-95.6pp | 71.41%-55.1pp | 81.01%-64.7pp |
| Employer contribution / active EE | $3,656 | $3,115+17.4% | $4,736-22.8% | $2,440+49.8% |
| Participant deferral / active EE | $7,219 | $5,419+33.2% | $6,710+7.6% | $3,608+100.1% |
| Admin fee / account holder | $3,839 | $5,957-35.6% | $10,264-62.6% | $5,124-25.1% |